Flood Insurance (PDF)
The City of Santa Clara is located in the heart of Santa Clara Valley, partially bounded by creeks, and there are several creeks run through the City. While less than 10% of the City of Santa Clara is within the Special Flood Hazard Area (SFHA), many properties, in or out of the SFHA are at risk of flooding because 35% of the City is protected by levees1. City is at risk to both riverine flooding and localized storm water flooding.
Basic homeowner’s insurance does not cover losses from flooding. Just a few inches of water from a flood can causes tens of thousands of dollars in damage. Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items. With flood insurance, you're able to recover faster and more fully. Learn more about the National Flood Insurance (PDF) Program and how to reduce your insurance premium.