Know Your Flood Risk (PDF)

The City, like other urban areas, faces risks to life and property from many natural and
man-made hazards. To check if your property is in Special Flood Hazard Area (SFHA), you can call the City’s Planning Division at 408-615-2450 or email planning@santaclaraca.gov for details specific to your property. You can also view the FEMA Flood Map. Know Your Flood Risk (PDF) in the City of Santa Clara. 

 Flood Insurance (PDF)

The City of Santa Clara is located in the heart of Santa Clara Valley, partially bounded by creeks, and there are several creeks run through the City. While less than 10% of the City of Santa Clara is within the Special Flood Hazard Area (SFHA), many properties, in or out of the SFHA are at risk of flooding because 35% of the City is protected by levees^₁. City is at risk to both riverine flooding and localized storm water flooding.  

Basic homeowner’s insurance does not cover losses from flooding. Just a few inches of water from a flood can causes tens of thousands of dollars in damage. Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items. With flood insurance, you're able to recover faster and more fully. Learn more about the National Flood Insurance (PDF) Program and how to reduce your insurance premium.

Flood Safety Tips (PDF)

Preparing for a flood is like preparing for an earthquake or other emergencies, but with the advantage of warnings ahead of time. Read about Flood Safety Tips (PDF) to know what to do before, during, and after a flood.

Minimize Localized Flooding Risk (PDF)

Some areas in the City are at risk of localized flooding. Learn how you can help Minimize Localized Flooding Risk (PDF) in your area. 

• Report spills, dumping or blockage in storm drains at 408-615-3080 during business hours or 408-615-5640 after hours.
• Report issues in creeks on the Water District’s Watershed Hotline 1-408-630-2378 or at Access Valley Water. 

Building in the Floodplain  (PDF)

All new development or substantial improvements within the City's Special Flood Hazard Areas are subject to the Flood Damage Prevention Code per City’s Municipal Code 15.45.010 and are required to submit Elevation Certificates. Learn more about Building in the Floodplain (PDF). For complete requirements of constructing in floodplain, contact the City’s Community Development Department at 408-615-2440 or email at building@santaclaraca.gov.